Lyons President, Nicos Tziazas, honored by The National Herald

Lyons Mortgage Services’ President, Nicos Tziazas, was recently selected by the National Herald for a special feature article which highlighted his extensive community work.

As one of the Founders of Lyons Mortgage Services and Lyons Insurance, Nicos Tziazas has worked tirelessly serving the Greek American communities of New York and the Tri-state area for over 20 years. His dedication to the community and love of soccer combined as he has served as President for Eleftheria-Pancyprians, a community youth soccer club in Astoria, NY, one of the largest and most successful clubs in the Cosmopolitan Junior Soccer League. “One of my favorite things to do in the community is to coach our local soccer teams. Through the years I have learned that in business, life and soccer– teamwork, hardwork, and dedication pays off, ” said Nicos Tziazas.

Nicos Tziazas’ leadership, both personally and professionally, demonstrates his pursuit of excellence and helping the Hellenic community thrive and grow. On behalf of Lyons Mortgage Services, we thank the community and the National Herald for this great honor for our President, Nicos Tziazas.



Your mortgage payment typically consists of the following components, often referred to as PITI:

  • Principal: This is the portion of your payment that goes towards reducing the original loan amount.
  • Interest: This is the cost of borrowing money, calculated as a percentage of the remaining loan balance.
  • Taxes: Property taxes that are paid to your local government. These are often collected by your lender and held in an escrow account.
  • Insurance: Homeowners insurance, which protects your property from various risks, such as fire or theft. This is also often included in your escrow account.


Choosing the right mortgage depends on your financial situation, goals, and risk tolerance. Fixed-rate mortgages offer consistent payments over time, making budgeting easier. Adjustable-rate mortgages (ARMs) might start with lower rates but can adjust over time. To determine the best fit, consider your long-term plans, how long you intend to stay in the home, and your comfort level with potential rate changes.


A fixed-rate loan maintains the same interest rate and monthly payment throughout the life of the loan. This offers stability but might have a higher initial rate. An adjustable-rate loan starts with a fixed rate for a set period, then adjusts periodically based on an index. Initial rates are often lower, but future adjustments can lead to rate increases.


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