Lyons Loan Experts will walk you through from pre-approval to closing.
Your home can be a source of equity. Let Lyons representatives show you the available options.
Lyons can help you to finance Multi-Family, Mixed-Use and Commercial properties.
Headquartered in Astoria, NY, Lyons can service your home financing needs in the states of New York, New Jersey, Connecticut, Pennsylvania, California, and Virginia.
We make the process of securing a mortgage simple and straightforward by offering honest advice and the latest financial tools to help you make sound financial decisions. We understand that every borrower is different, and we offer a variety of loan programs to meet your unique needs.
It is convenient and easy to complete your application online and to submit your documents electronically. No need to copy all your paperwork - just upload on the Lyons website.
Lyons website is secured through SSL Encryption. Your personal financial information is secure when accessed through this website. Your personal financial information is never shared with third parties.
It is easy to make a mortgage payment, check your loan balance, review taxes and insurance paid, and check the interest and escrow balances on your loan securely through the Lyons website.
Lyons was established as a mortgage banker in 1996. The owners of Lyons were active in the industry dating back to the mid-1980's and bring their knowledge and experience to the company every day.
Lyons is a lender, which means that the company not only processes your application, it advises you, underwrites your loan, closes your loan, and in most cases, services your loan. Lyons is always there for you.
Lyons values each and every customer. We will meet with you personally, whether by phone, video-conference, or in person. We will assist you every step of the way from application to closing.
Your mortgage payment typically consists of the following components, often referred to as PITI:
Choosing the right mortgage depends on your financial situation, goals, and risk tolerance. Fixed-rate mortgages offer consistent payments over time, making budgeting easier. Adjustable-rate mortgages (ARMs) might start with lower rates but can adjust over time. To determine the best fit, consider your long-term plans, how long you intend to stay in the home, and your comfort level with potential rate changes.
A fixed-rate loan maintains the same interest rate and monthly payment throughout the life of the loan. This offers stability but might have a higher initial rate. An adjustable-rate loan starts with a fixed rate for a set period, then adjusts periodically based on an index. Initial rates are often lower, but future adjustments can lead to rate increases.
(C) 2024 Lyons Mortgage Services, Inc. | NMLS ID 58702 https://www.nmlsconsumeraccess.org/
Licensed Mortgage Banker by the New York Department of Financial Services
Licensed by the New Jersey Department of Banking and Insurance
Licensed by the Pennsylvania Department of Banking and Securities
Licensed by the Connecticut Department of Banking
Licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act
Licensed by the Virginia Bureau of Financial Institutions
All rights reserved.